They have been denied education. A low quality of life has been their lot. You can’t rise out of poverty of the spirit when poverty of the body keeps you in bonded labor. Credit card debt etc. THE biggest poverty trap devised by evil capitalists and the system.
Finance has to be taught starting at elementary school level. Yes, really. Not high finance but basics of balancing simple budgets.
And comparative religion. So that tolerance is ingrained in our hearts and minds.